Can Brooklyn Residents Use Credit Cards for Gambling?

BK Reader
Can Brooklyn Residents Use Credit Cards for Gambling?

When it comes to online gambling, quick and safe payments are the most important thing most players look for in a casino site. Finding the perfect deposit/withdrawal option is like getting that exact key that can seamlessly open the doors to a worry-free gambling experience. You want to make sure that the banking solution you pick is convenient, secure, and supported in your region so that you can solely concentrate on having fun. One such familiar and widely popular option among players is credit cards.

But can players from Brooklyn gamble with credit cards? Is this payment method accepted at Brooklyn gambling platforms? Our answer is yes! Credit cards are not only one of the top choices people use to pay for online services in Brooklyn but also a preferred banking method at online casino sites. They are easy to use and safe; most importantly, many Brooklynites have them.

Understanding Gambling Laws in Brooklyn

Gambling is a prevalent sector in New York, and Brooklyn has not been left out. Being one of the boroughs of New York, it follows the same regulations and laws used in this state.  If we squeeze out the essence of all gambling laws in New York, the result will be as follows - the state doesn't allow online casino gaming, online poker, or online sports betting across its entire territory, including Brooklyn.

However, there are some exceptions to letting players from Brooklyn gamble online. One such option that is legal in New York is horse racing. The New York Racing Association even has a site that gamers can use to legally bet on various horse races across and beyond New York. Brooklyn residents are also allowed to bet on daily fantasy sports in NY, as it was made legal after a battle between the DFS operators and the state in 2016. It was fully legalized after the major names in the industry came to an agreement with New York's Attorney General on licensing terms. 

One important thing to note is that, unlike many countries and regions where the legal gambling age is set at 18, in New York, only people who are already 21 are allowed to gamble.

Use of Credit Cards for Gambling 

Credit cards are one of the most frequently used payment solutions for deposits and cashouts at online casinos in Brooklyn. And it's no surprise as their accessibility and convenience make them a perfect option for many Brooklynites. More importantly, credit cards offer an additional layer of security when you use this option to replenish your sportsbook account. To be more precise, the Fair Credit Billing Act mandates all lenders of credit cards to provide all customers protection against fraud. Normally, most of the betting sites that accept credit cards like Visa and Mastercard, and some bookies also feature Discover and American Express on their platforms. 

When it comes to the deposit process, it is quite straightforward - you fill in your card details, such as number, CVC code, and expiration date, on your casino's Cashier page. Once done, funds will instantly be available for use.

However, there are some vital aspects to consider when opting for credit cards for your gambling adventures. For example, the approval rate for betting transactions is currently estimated to be near 50%. The reason is many banks and card issuers still view these transactions as cash withdrawals. In addition, it usually comes with hidden interest rates, fees, and other minor drawbacks.

So, it's essential for bettors to carefully check with their bank and bookie to see if credit card payments are allowed before attempting transactions.

Alternatives to Credit Card Payments on Gambling Sites for Brooklyn Residents

If the casino where you want to play doesn't accept credit card payments or you just want to try something different yet similar, you have multiple alternative options for choice. These cover e-wallets, cryptocurrencies, bank transfers, etc. 

Some of the most popular alternatives that Brooklyn residents can consider for their gambling payments include the following:

  • PayPal;
  • PayNearMe;
  • Debit Cards;
  • Skrill;
  • Neteller;
  • Play+;
  • ACH Transfer.

In addition, cryptos like Bitcoin, Litecoin, Ethereum, Tether, and Dogecoin are also gaining popularity among Brooklyn players due to their anonymity, speed, and enhanced safety. 


As you can see, credit cards are without doubt one of the most widely demanded payment solutions used for betting on sports and esports in Brooklyn. The reasons for this are more than enough - they are safe, familiar, simple to use, and usually seen as the most convenient method available. 

And even though not all gambling platforms enable deposits and withdrawals through this payment option, many others still do. So, if you persistently want to bet on your beloved games and different events using your credit card, make sure to pick a bookie that has this option listed on their page.